To access your personalized benefits information and to enroll, you will need your YBR User ID and password.

If you have forgotten your User ID/password, go to the YBR website, select “Don’t have User ID” and/or “Forgot password” and follow the prompts to get new ones.

• If your preferred telephone number — home or mobile — is already on file with the YBR website, a one-time access code will be provided to you by telephone or text message, as applicable.
• You may also answer your security questions if you have previously completed them.
• If none of these is on file with YBR, you will need to request a temporary password be sent to you by US Postal Service Mail. It may take up to 10 days to receive your password through the mail. (For security purposes, access codes cannot be sent via email.)

We strongly recommend that you add a mobile phone number to take advantage of additional security and text messaging capabilities — including the ability to quickly reset a forgotten YBR User ID and/or password or Nokia Benefits Resource Center phone personal identification number (PIN) using a one-time access code that can be sent to your mobile phone via text message. Standard text message rates apply.

If you have not done so already, add your preferred phone number — home or mobile — to your personal information in your YBR website profile as follows:

• Employees (including those on a leave of absence or Short-Term Disability): From the Nokia Employee Hub, Tools and resources, select “NokiaME,” then “Contact Info” and enter your phone number where indicated. Your personal information in your YBR website profile will be updated within 7 to 10 business days.
• COBRA participants: Log on to the YBR website, select the profile icon at the top right of the page, then “Personal Information” and enter your phone number where indicated.

If you have previously elected electronic delivery of benefits communications, adding your mobile phone number to your personal information on YBR will not affect email delivery of those communications. Benefits communication will continue to be sent to your email address on file.

If you have not done so already, add your preferred phone number — home or mobile — to your personal information in your YBR website profile as follows:

• Employees (including those on a leave of absence or Short-Term Disability): From the Nokia Employee Hub, Tools and resources, select “NokiaME,” then “Contact Info” and enter your phone number where indicated. Your personal information in your YBR website profile will be updated within 7 to 10 business days.
• COBRA participants: Log on to the YBR website, select the profile icon at the top right of the page, then “Personal Information” and enter your phone number where indicated.

Tip: Having your mobile phone number on file gives you access to additional security and text messaging capabilities — in particular, the ability to quickly reset a forgotten YBR website User ID and/or password or Nokia Benefits Resource Center personal identification number (PIN) using a one-time access code that can be sent to your mobile phone via text message. Standard text message rates apply. (For security purposes, access codes cannot be sent via email.)

To access your personalized benefits information or to enroll by phone, you will need your phone PIN. If you have forgotten your PIN, call the Nokia Benefits Resource Center at 1-888-232-4111 (TTY 711) as soon as possible to request a new one.

After the welcome message, choose the option for “all other benefit questions” or press 3. Follow the prompts to authenticate your identity. After you hear the “it’s annual enrollment time” message, say “annual enrollment” or press star to reach a representative. Note: If you call outside of the annual open enrollment period, after you authenticate your identity, state the reason for your call when prompted to reach a representative.

• If your preferred telephone number — home or mobile — is already on file with the YBR website, a one-time access code (temporary PIN) will be sent to you by telephone or text message, as applicable, so you can quickly reset your PIN. (For security purposes, access codes cannot be sent via email.) We strongly recommend that you add a mobile phone number to your personal information on file to take advantage of text messaging and additional security capabilities. Standard text message rates apply. To add your mobile phone number to your personal information on file:
  • Employees (including those on a leave of absence or Short-Term Disability): From the Nokia Employee Hub, Tools and resources, select “NokiaME,” then “Contact Info” and enter your mobile phone number where indicated. Your personal information in your YBR website profile will be updated within 7 to 10 business days.
  • COBRA participants: Log on to the YBR website, select the profile icon at the top right of the page, then “Personal Information” and enter your mobile phone number where indicated.

• If your preferred phone number is not on file, you will need to request that a temporary PIN be sent to you by US Postal Service Mail. It may take up to 10 days to receive your temporary PIN through the mail.

Connect with your Nokia benefits anytime, anywhere. Use the Alight Mobile app to review, manage, enroll in or make changes to your benefits quickly and easily, at your convenience.

To download the Alight Mobile app on your mobile device:

• Scan the code below to be directed to your device’s app store;
• Go to the App Store or Google Play and search for “Alight Mobile”; or
• Visit alight.com/alight-mobile-app.

Once you have downloaded the app:

• Open the app, search for “Nokia” and tap the name.
• Enter your YBR User ID and password and tap “Sign in” to log on. You are all set!

Your default coverage is the Nokia health and welfare benefits coverage in which you and your covered dependent(s) will be enrolled automatically for 2027 if you do not take any action during the annual open enrollment period.

Exception: Flexible Spending Account (FSA) elections do not roll over year-to-year. You must actively elect to contribute to the FSA(s) during the annual open enrollment period each year.

It is your responsibility to confirm that your 2027 default coverage shown on the YBR website during the annual open enrollment period is the coverage you want for 2027.

Here is how to find your default coverage starting Monday, October 12, 2026:

1. Visit the YBR website at digital.alight.com/nokia.
   • From the home page, select the “Annual Enrollment” banner.
   • Click the blue “Go to enrollment” bar to be taken to your “Benefits Summary.”
   • You will see a table that displays your current benefits and next year’s benefits side by side.
   • Under “Next Year’s Benefits,” you will see the default coverage you will receive for 2027 if you do not make any changes during the annual open enrollment period.
2. Alternatively, you may call the Nokia Benefits Resource Center at 1-888-232-4111 (TTY 711) to request that a copy of your default coverage record be sent to you.
   • After the welcome message, choose the option for “all other benefit questions” or press 3.
   • Follow the prompts to authenticate your identity.
   • After you hear the “it’s annual enrollment time” message, say “annual enrollment” or press star to reach a representative. You can then request a copy of your default coverage record.

The copy of your default coverage record will be mailed to your address on file within 7 to 10 business days.

Note: If you have signed up to receive communications from the Nokia Benefits Resource Center electronically, the copy will be sent to your Secured Participant Mailbox on YBR within one business day.

The easiest and most convenient way to access the information you need to enroll continues to be through the YBR website during the annual open enrollment period. However, if you prefer to have a copy of the annual open enrollment kit sent to you, you can make your request through the Nokia Benefits Resource Center. Here is what you need to do:

1. Starting October 12, 2026, call the Nokia Benefits Resource Center at 1-888-232-4111 (TTY 711).
2. After the welcome message, choose the option for “all other benefit questions” or press 3.
3. Follow the prompts to authenticate your identity.
4. After you hear the “it’s annual enrollment time” message, say “annual enrollment” or press star to reach a representative. You can then request a copy of your annual open enrollment kit.

Your annual open enrollment kit will be mailed to your address on file within 7 to 10 business days. Note that annual open enrollment kits are always sent via US Postal Service Mail, even if you have signed up to receive communications from the Nokia Benefits Resource Center electronically.

SBCs for the health plans you are eligible for will be available on BenefitAnswers Plus beginning on October 12, 2026. You can use them to compare health plans when making decisions and enrolling in coverage.